We help companies create scalable products and services in heavily regulated financial markets
Explicit Selection is a leading consulting and technology partner in financial technology. Having over 20 years of experience in building products for secure electronic transactions, we help our customers innovate propositions in regulated industries.

Technology
Technology is at the core of what we do and by diving into it we can help you define and build modern products and services.
Given our experience in the market, we have seen the payment world evolve from simple mag stripe, to EMV chip technology, 3DS, Secure Remote Commerce, Digital Onboarding, API-based services and Open Banking.
Ecosystems
In the complex global payment ecosystem, we can help you outline, position and implement new strategies to innovate and remain relevant in the modern payment world.
Our competences span from traditional international and domestic networks to e-commerce, digital wallets, digital identity and credit products (e.g., mortgages).
Regulation
Creating innovative products and services leveraging modern technology is not an easy challenge. Doing this in compliance with regulation makes that challenge even more complex.
We believe that prudent regulation brings structure, security and fair-play in financial markets.
”Understanding technology and its impact on the ecosystem is what gives you an edge as a player in the financial technology market.”
”The problem with innovative fintech companies is that their idea (despite being good) is not sellable to the traditional ecosystem.”
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FIRST-HAND EXPERIENCE
With 20+ years creating and productizing financial services.
PROVEN PARTNERSHIPS
Consulting firm accredited by the largest payment networks worldwide.
TECH-DRIVEN FIRM
In-house specialized teams to assist you from MVP to final launch.
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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Quisque mauris ipsum, commodo vitae justo sed, gravida porta leo. Sed sit amet urna tortor donec eu ligula lorem:
- Fusce vehicula egestas congue
- Sed justo est, laoreet at suscipit semper vel metus
- Etiam vel odio odio in imperdiet cursus mauris
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Quisque mauris ipsum, commodo vitae justo sed, gravida porta leo. Sed sit amet urna tortor. Donec eu ligula lorem. Sed id fringilla urna, auctor porta leo. Donec non lobortis ante, iaculis dignissim risus. Curabitur sit amet molestie libero, non interdum leo. Nullam blandit at libero ac molestie. Suspendisse lacinia turpis in ante dapibus tempor. Lorem ipsum dolor sit amet, consectetur adi pisicing elit, sed do eiusmod tempor inci didunt ut labore et dolore magna aliqua.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Quisque mauris ipsum, commodo vitae justo sed, gravida porta leo. Sed sit amet urna tortor donec eu ligula lorem:
- Fusce vehicula egestas congue
- Sed justo est, laoreet at suscipit semper vel metus
- Etiam vel odio odio in imperdiet cursus mauris
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Quisque mauris ipsum, commodo vitae justo sed, gravida porta leo. Sed sit amet urna tortor. Donec eu ligula lorem. Sed id fringilla urna, auctor porta leo. Donec non lobortis ante, iaculis dignissim risus. Curabitur sit amet molestie libero, non interdum leo. Nullam blandit at libero ac molestie. Suspendisse lacinia turpis in ante dapibus tempor. Lorem ipsum dolor sit amet, consectetur adi pisicing elit, sed do eiusmod tempor inci didunt ut labore et dolore magna aliqua.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Quisque mauris ipsum, commodo vitae justo sed, gravida porta leo. Sed sit amet urna tortor donec eu ligula lorem:
- Fusce vehicula egestas congue
- Sed justo est, laoreet at suscipit semper vel metus
- Etiam vel odio odio in imperdiet cursus mauris
drive results
Experts
Branches
Projects
Clients
Accredited for our services by Mastercard, Discover and Visa as a consulting partner.
Explicit Selection participates in EMVCo (standardization organization owned by American Express, China Union Pay, Discover, JCB, Mastercard and Visa). We monitor the standardization efforts of SWIFT, the global provider of secure financial messaging services.
Explicit Selection supports large financial institutions in creating roadmaps and building product propositions for their digital payment strategy.