About us

Explicit Selection is a consulting firm working at the intersection of payments, digital identity, and the investment decisions. We have spent more than two decades helping regulatory market players turn vision into products that are built, launched, and trusted.

Our work spans the lifecycle of a fintech proposition. We benchmark, we design, we implement, and we conduct the due diligence that sits behind investments and partnerships in the sector. Across all of these, the through-line is the same: a deep understanding of how regulated ecosystems operate.

Our work is amplified by Explicit Intelligence — our AI-enhanced research and delivery platform that turns each engagement's output into a persistent, interactive asset rather than a static report. Clients return to the analysis long after the active project phase, and the reasoning behind every conclusion remains accessible to them.

We are accredited as a consulting partner by Discover, Mastercard, and Visa, and contribute to the work of EMVCo, the body that sets payment industry standards. In 2026, we were certified as a Great Place to Work, and for the sixth time we won the FD Gazellen award as one of the fastest growing companies.

Trusted By

Visa
Mastercard
Discover
JCB
EMVCo
ISO
US Payments Forum
Allianz
NN
Capital
Knab
OAY
Rebel
Aureus
KPN
Halkbank
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Klein Heiligland 10

2011 EG Haarlem · The Netherlands