Insights
Thoughts & News.
Simplifying access to digital financial products — news, events, and thoughts.

The hidden complexity behind every payment card.
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Europe's payment independence takes center stage in Amsterdam.
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Explicit Selection wins the FD Gazellen award for the sixth time.
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Strengthening fraud risk management: A market analysis and policy benchmarking for a payment network.
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From messy API docs to a portal developers actually love.
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Harmonizing complexity: A three-phase transformation of payment network specifications.
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We're heading to Houston for the Identity & Payments Summit!
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Explicit Selection nominated for FD Gazelle 2026.
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Explicit Selection certified as a Great Place to Work.
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Solving the complexity of payment disputes.
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Making DCC work across authorization, settlement & disputes.
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Creating network-wide consistency: A merchant category code (MCC) framework.
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Helping a payment network with their policy mapping project.
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Honored to receive our fifth FD Gazellen award.
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Explicit Selection nominated for FD Gazelle 2025 award.
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Looking at payment network products and capabilities: Tap on Phone.

What do CID, CVC, CAV and CVV have in common?

Looking at payment network products and capabilities: Card-on-File.
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Meet us at USPF in Minneapolis next month.

Looking at issuer strategies: Wallets.
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Disputes in payments are a complex landscape.

Explicit Selection officially inspected and certified by HDN.

Single Credential Access.
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Looking at payment network capabilities: 3DS.

Visa Pay capabilities.

Tap to Everything.

Agentic Commerce.

Fleet Payments — White paper.
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Looking at payment network products and capabilities: MIT.

Looking at payment network products and capabilities: pre-authorization.
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Payment network products and capabilities: Account Updater.

Digital identity and payments are converging.

Efficiently managing cardholder tiers through ALP/ALM.

MCC codes and their use cases.
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Who is joining Money20/20.

EMV Quick Chip leaving some odd traces on your payment receipt.

Secure, interoperable digital identity will become a standard.
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Payments by AI agents rely on tokenization.

Cloud banking, is it as good as it seems?

Disrupters in the payments world and how to keep up.

Processing volume vs customer data.

Implementing robust KYC/AML verification processes.

Innovation changing market share of payment processing volumes.

Another FD Gazellen award added to the collection.

Romance scams on top of rising identity fraud scams.

Is digital DNA the new currency?

Fraud prevention enables innovation in payments.

Converging ecosystems.

Click to Pay — store your credential.

The rise in Account-to-Account (A2A) payment systems.

Understanding Central Bank Digital Currencies (CBDCs) and their impact.

EU Digital Identity Wallet: identity and payments converging.

The opportunities of BaaS.

Taps on your phone.

Payments and EV charging converging.

Digital banking.

Convergence of digital identities and payment technologies.

Enhancing fraud prevention with 3DS Secure.
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Meet us at Identity and Payments Summit in San Diego.

Can your product team manage Security Implementations effectively?

Instant Payments Regulation and PSD3/PSR in EU.

The Delegated Authentication registration flow.

Combining Click to Pay with mobile Driver License.

Honored with the FD Gazelle International 2024 nomination.

Turning prospects into customers through Digital Mortgage Onboarding.

Card-linked offers during 2023 shopping season.

Meet us at the Identity & Payments Summit.

EV Charging Transaction Processing.

Payment methods in EV charging.

We wish you a Merry Christmas!

Do you know your Delegated Authentication basics?

Enhancing Knab's Card eCommerce Security Leveraging 3D Secure.

Explicit Selection was awarded FD Gazellen 2023.

SoftPOS Solution Architecture.

The top 7 use cases for EV charging locations.

SoftPOS Vocabulary.

Proud to be FD Gazelle 2023.
